The super - restrictive - financing restrain to private industries is not only one of discriminations , but the result of discriminations , which is the research achievement of this thesis 民營企業的超硬性融資約束就是這種歧視現象中的一種,當然也是這種歧視現象作用的后果,本文基本上就是這個問題的研究成果。
That is to say , private enterprise should establish scientific and effective institutions , and bring down risk and crease credit . financial institution should strengthen asset and debt management , set up science risk assessment system , strengthen financial innovation and disperse loan risk . government should supply enterprise with satisfactory service , such as construction of law and code , advancement of transparency in financial transaction , reduction of information asymmetry , normalization of financial transaction and improvement of exchangeable efficiency 所以,任何旨在緩解民營企業的超硬性融資約束以至優化其融資結構的單純做法都顯得毫無效果,根本出路在于企業、金融機構和政府三位一體,形成互動,共同克服這一現象背后的深層次復雜因素,即,民營企業要建立科學有效的企業制度,降低生存風險和信息不對稱,提高信譽;金融機構要強化自身的資產與負債業務管理,建立科學的風險評估體系和機制,加強金融創新,分散和降低貸款風險;政府則重在服務,即加強各項法律法規建設,提高金融市場交易透明度,降低交易雙方的信息不對稱程度,規范金融市場交易行為,提高金融交易效率。